Eleven areas.
One unified app.
What each part of Orchard actually does — no filler.
Everything you spend, in one place.
Track expenses, income, and transfers side by side, with a live view of this month’s spend, income, and budget remaining. Split any expense across multiple wallets or people in a single entry, and add transactions by typing or speaking a sentence — an AI parser extracts the amount, category, and wallet as an editable preview before you confirm.
- Split-bill entries across wallets/people
- Voice or text Quick Add (browser speech-to-text, where supported)
- Budgets with per-category caps and visual progress
- Drag-to-reorder wallets with net-worth rollup
Net Worth
Rs 244.9K
This Month Spend
Rs 62.3K
Budget Left
Rs 18.0K
Never miss a due date.
Subscriptions, one-off and recurring bills, and general reminders all live in one place, each with configurable multi-stage push reminders (e.g. 3 days, 1 day, and the day of). Marking a subscription or bill paid logs the expense automatically and advances its next due date — no manual re-entry.
- Multi-stage push reminders per item
- Auto-logs the expense when marked paid
- Recurring and one-off bills both supported
- Independent general reminders (daily/weekly/monthly/yearly)
Every asset, one dashboard.
Track PSX stocks, mutual funds, gold, silver, and cash across multiple named portfolios, with live market value, total return, and today’s P&L updating as prices move. Import a broker statement directly and let duplicate-trade detection keep your history clean, or connect your brokerage email and let trades and dividends log themselves automatically.
- Multiple named portfolios
- Broker-statement import with duplicate detection
- Automatic email-based trade/dividend sync
- Per-holding show/hide from totals
Net Worth
Rs 244.9K
Today's P&L
-2.8
All-Time P&L
-4.8K
PSX data, not just prices.
Live PSX index levels, gold, silver, and USD-PKR rates sit alongside a stock compare tool, a watchlist with price alerts, and an AGM/EOGM corporate events calendar. Every stock carries a Shariah-compliance badge, so Islamic-finance screening is built in, not a separate lookup.
- Live index, metals, and currency rates
- Head-to-head stock compare (P/E, EPS, margins, yield)
- Watchlist with push-notified price alerts
- Shariah-compliance badges on every stock
Know your tax bill before FBR does.
Computes capital-gains tax on realized stock sales for Pakistani filers, splitting trades into short-term, mid-term, and long-term holding buckets with the correct rate for each. Get a per-trade tax breakdown and a one-click CSV export of the full realized-gains report — built specifically for Pakistani filing, not a generic P&L export.
- Filer / non-filer rate handling
- Short/mid/long-term holding buckets
- Per-trade CGT and withholding-tax figures
- One-click CSV export for filing
Realized Gain
Rs 52.0K
CGT Rate
15%
Tax Due
Rs 7.8K
Six calculators, zero spreadsheets.
Return, Breakeven, Compound, Average Cost, Bonus/Rights, and Zakat calculators cover the sums every PSX investor ends up doing by hand. The Zakat calculator in particular pairs with the Shariah-compliance badges elsewhere in the app for a genuinely Islamic-finance-aware toolset.
- Return and breakeven calculators
- Compound growth projections
- Average cost after bonus/rights issues
- Built-in Zakat calculator
Your own notebook, built in.
Pinned, reorderable personal notes with a proper rich editor, plus file and image attachments with a lightbox viewer — for anything that doesn’t belong in a spreadsheet or a stock ticker.
- Pin and reorder notes
- Rich text editing
- Image and file attachments with lightbox
- Fully separate from per-stock research notes in Market
Portfolio rebalance ideas
Consider trimming OGDC after Q2 results, add exposure to...
chart.pngMarkets and the world, in one feed.
Aggregated financial news from Pakistani and global outlets — Business Recorder, Dawn, Reuters, Bloomberg, and more — filterable by Pakistan, Global, Wars, or Finance-only, with a clean in-app reader so you’re not bounced through ad-heavy publisher pages.
- Pakistani and global sources aggregated
- Filter by region or topic
- Per-source filtering
- Distraction-free in-app reader
One inbox for everything time-sensitive.
An in-app notification center collects bill and subscription reminders and triggered price alerts in one unread-badged list, with deep links straight to the relevant page — the in-app counterpart to push notifications when you’re already in the app.
- Unread badge and mark-read
- Deep links to the source item
- Covers both reminders and price alerts
- Delete or clear individually
4 palettes, light or dark, 8 fonts.
Sage, Terra, HUD, and Ocean palettes each with a light and dark mode — 8 looks total — plus 8 selectable fonts, and an installable PWA with a genuine "Add to Home Screen" flow. This isn’t a settings-page afterthought; it’s the same theme system this marketing site itself is built on.
- 4 palettes × light/dark
- 8 selectable fonts
- Installable PWA
- Instant live preview when changing themes
Total Balance
Rs 128,450.00
Works with no signal, catches up when you’re back.
Nearly every write in the app — expenses, transfers, portfolio transactions, notes — applies instantly to the screen, queues while you’re offline, and replays the moment you reconnect, rolling back cleanly if something fails. The whole cache persists to IndexedDB, so state survives even a full app close.
- Instant optimistic writes, no spinners
- Queues and replays when back online
- Automatic rollback on failure
- Cache persists across app restarts