← Back to Orchard

Terms of Service

Last updated 17 August 2026

1. What Orchard is

Orchard is a personal finance and portfolio tracking tool for PSX stocks, mutual funds, gold, and expenses. It's an early-stage, actively-developed product — features, data, and behaviour may change without notice.

2. Not financial advice

Prices, tax calculations (CGT, WHT), and any figures shown are for informational purposes only and may contain errors or delays. Orchard does not provide investment or tax advice — verify anything that matters against your broker/FBR before relying on it.

3. Your account and data

You're responsible for keeping your account credentials safe. The data you enter (holdings, transactions, expenses) is yours — you can delete your account and its data at any time from Settings.

4. No warranty

Orchard is provided as-is, with no guarantee of uptime, accuracy, or fitness for a particular purpose. Use it at your own discretion.

5. Changes

These terms may be updated as the product evolves. Continued use after a change means you accept the update.

6. Contact

Questions or feedback — reach out to the person who invited you to Orchard.